Savings 2: Personal Finance

Savings 2: Personal Finance for PC and Mac

Published by Savings LLC on 2024-10-23

  • Compatibility: Available on Windows 11, Windows 10, Windows 7 & MacOS 10, 11, 10.12
  • Category: Finance
  • Licence: $29.99
  • Software version: 2.5.9
  • File size: 6.39 MB


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Savings 2 Overview

What is Savings 2? Savings 2 is a personal finance app that allows users to organize all their accounts in one place, track their spending habits, create budgets, reconcile accounts, and gain financial insights through charts. The app offers a companion iPhone app, fast transaction entry, scheduled transactions, iCloud sync, and a beautiful design. Users can connect to their banks with bank-grade security, and the app offers more features such as instant transaction search, batch editing, multi-currency support, Dark Mode, passcode protection, and the ability to import data from Quicken and Microsoft Money. The app also ensures users' privacy is protected, and helpful support is available via email.


Screenshots

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Savings 2: Personal Finance Features and Description

1. Savings 2 for iPhone is an equally powerful finance app that can be used standalone or as a companion to the Windows app, so that you can enter transactions on the go, see charts, etc.

2. Instant transaction search, batch edit multiple transactions, multi-currency support, Dark Mode, passcode protection, import data from Quicken and Microsoft Money, and more.

3. Savings' "Breakdown chart" shows you where your money is going, by breaking down your expense (and income) by category.

4. Are you tired of personal finance apps like Quicken that is overloaded with features you don't need? Savings 2 isn't like that.

5. With bank-grade security offered by Visa Inc., Savings can connect to your banks directly so transactions are downloaded automatically.

6. Savings' "Scheduled transactions" feature lets you keep track of all of your recurring bills.

7. With Savings, you can pull all of your accounts (checking, credit card, cash, etc.) into a single app, so you always know your net worth and every transaction that comes in and out of your accounts.

8. By entering and categorizing your transactions, you can analyze your spending habit and create a budget to keep your spending under control.

9. You don't need Bank Connect to use Savings effectively.

10. With Savings, you can create a monthly or annual budget.

11. Please search "Savings 3" to download the latest version instead.



Pros:

  • - Simple to use
  • - Gives control and flexibility to enter finances
  • - Intuitive design
  • - Batch editing on Mac
  • - iCloud sync
  • - Personal feeling of responsibility
  • - Privacy policy
  • - Straightforward and easy to use
  • - Customizable categories
  • - Download function
  • - Monthly reconcilement to statements
  • - Accurate snapshot of net worth
  • - Ability to create account register for tax time
  • - Easily import existing accounts via CSV

Download Savings 2: Personal Finance Latest Version


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PC Alternatives:
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MAC Download:
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Installation Requirements

PC Compactibility/Requirements for Installation

Compactible OS list:
  1. Windows 11
  2. Windows 10
  3. Windows 8.1
  4. Windows 7
  5. Windows Vista

Requirements for MacOS Installation

Intel, 64-bit processor, OS X 10.7 or later.

Compactible OS list:
  1. macOS Ventura: 13.3
  2. macOS Monterey: 12.6.4
  3. macOS Big Sur: 11.7.5
  4. macOS Catalina: 10.15
  5. macOS Mojave: 10.14
  6. macOS High Sierra: 10.13

FAQs

Savings 2: Personal Finance - Is it safe to download?

Yes. The app is 100 percent (100%) safe to download and Install. Our download links are from safe sources and are frequently virus scanned to protect you

Software Reviews and Criticism

  • By babybop!

    Clean, Thoughtful Design to Make My Financial Organizing Simple

    I have been using Savings 2 since March of 2018 because I was looking for a personal finance app that was A) simple to use and B) gave me the control and flexibility to enter my finances and see where I am spending the most. Savings has truly fit the bill as the design itself is very intuitive and there are no hurdles to learn or get over. On Windows, I am able to batch edit which saves me a lot of time. The iCloud sync also enables me to keep abreast of my spending and enter my spending in real time myself. This gives me a more personal feeling of responsibility that other bank sync apps do not. I also appreciate the fact that Savings does not collect/use/sell my data: the privacy policy gave me great comfort especially in comparison to other apps like Mint. All in all, I would wholeheartedly recommend Savings if you are someone who wants to gain control over your spending again and need a clean and simple app to use!


  • By JCW308E

    A fantastic alternative to the big guys!

    I've been testing many personal finance programs over the past several weeks. This program is a fantastic alternative to the big guys. I was able to easily import my existing accounts in via CSV (although the program locked up every time, the data was there when I re-opened) and everything looks great. Some features I would love to see: -Need to add breakdown by account! -No way to sort transactions (by cleared/not cleared, payee, date, etc...) -No way to backup your entire database with accounts and scheduled transactions locally. -Ability to search for check number. Check numbers are not included in the searches. -Red flags for un-cleared transactions instead of yellow. Why yellow? -When adding recurring transactions (scheduled) there is no calendar view for the date. You have to TYPE in the day, month and year. -No iPad version -Different app icons for Windows and iOS. If this bugs you like it did me, you can use the press kit iOS icon on your Windows so they match. -No calendar view for looking at upcoming scheduled/recurring transactions. Overall a nice little program. It is incredibly fast and the UI is great. Also, iCloud sync to iOS is almost instantaneous. GREAT PROGRAM OVERALL!


  • By Flo Stock

    Best check register/account tracker I've tried.

    Savings is the best checking account register of the many I've tried. It's straightforward, easy to use, and I can customize the categories to my household. I don't use the budget function- yet- but categorize every transaction to track spending. The download function was a major factor in my decision to try it, and monthly reconcilement to statements is easy. I've gradually added all my accounts, including retirement and investment accounts and more, so I have a fairly accurate snapshot of my net worth at any time. At tax time, I can create an account register to save in my tax file. HIghly recommend Savings. Easy to set up, easy to use, has all the functions 95% of the people need without the bloat. Five stars!


  • By Paulla Kay

    Why ask for review so early on?

    Other than the annoyance of asking for review when I'm still learning and entering for my chageover, I find it's okay and easy enough to figure out as I go. That said, it would be nice to have a calculator for splits and making text windows appear on the icons when you hover the mouse over them. It would make figuring out what I'm doing easier. Obvious things don't always appear obvious when you're learning. It didn't occur to me initially that merely a minus in the total meant withdrawal; therefore, no minus meant a deposit. Suggesting how to post payments to credit cards would have been helpful too. I'd posted them as merely withdrawals instead of trying as a transfer. Still not sure how to go about right now - other than manually posting separately. Its not as intuitive as I am used to with Microsoft Money, and I spent a long time trying to find something to replace that old and very reliable tool. This was not rated high, but ultimately I went with my gut after reading the reviews (both critical and helpful AND the replies by the company). Hoping this works out well for me - but it's TOO SOON to really know.


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