Capital One CreditWise for PC and Mac

1. If your score is where you want it to be, use CreditWise to keep an eye on your accounts and get alerts when something changes on your TransUnion® or Experian® credit report.

2. Used by millions of Capital One customers, CreditWise (formerly CreditTracker) is key for anyone who wants to know, improve, or monitor their credit score.

3. Using CreditWise won’t hurt your score, and you won’t ever be asked to enter a credit card number.

4. How could closing a credit card account affect your credit score? How much could your score change if you pay off half your credit card debt or all your debt? See how these decisions could impact your score before you act by using our Credit Simulator.

5. Capital One CreditWise® is a free tool to check and monitor your credit score and it’s AVAILABLE TO EVERYONE not just Capital One® customers.

6. A: Your CreditWise score is a good measure of your credit health and its progress.

7. ● Get alerts letting you know about changes to your TransUnion or Experian credit report, if your Social Security Number or email address were found on the dark web, and if any new names or addresses were associated with your Social Security Number.

8. ● Use the Credit Simulator to see how everyday decisions affect your credit score.

9. ● See personalized suggestions to help improve your credit score.

10. ● Weekly TransUnion® VantageScore 3.0 credit score.

11. ● Learn about the key factors that make up your credit score and how you’re doing on each of them.